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AFATET DHE KUSHTET E P\u00cbRGJITHSHME<\/strong>
\np\u00ebr l\u00ebshimin dhe p\u00ebrdorimin e kartel\u00ebs Mastercard Prepaid l\u00ebshuar nga \u201cUnioni Financiar Prishtin\u00eb\u201d<\/strong><\/p>\n

\n

.I DISPOZITAT E P\u00cbRGJITHSHME<\/strong><\/p>\n

K\u00ebto afate dhe kushte t\u00eb p\u00ebrgjithshme p\u00ebrmbajn\u00eb t\u00eb drejtat dhe obligimet e Unioni Financiar Prishtin\u00eb (m\u00eb posht\u00eb e em\u00ebrtuar si \u201dL\u00ebshuesi\u201d) dhe klientit (m\u00eb posht\u00eb i em\u00ebrtuar si \u201cMbajt\u00ebsi i Kartel\u00ebs\u201d) sa i p\u00ebrket l\u00ebshimit t\u00eb kartel\u00ebs Mastercard Prepaid (m\u00eb posht\u00eb e cituar si \u201cMastercard Prepaid\u201d).<\/p>\n

Afatet dhe Kushtet e P\u00ebrgjithshme aplikohen n\u00eb mes t\u00eb pal\u00ebve q\u00eb nga dita e aplikimit p\u00ebr kartel\u00ebn Mastercard Prepaid.<\/strong><\/p>\n

1. Unioni Financiar Prishtin\u00eb ua l\u00ebshon kartel\u00ebn Mastercard Prepaid, individ\u00ebve pasi t\u00eb plot\u00ebsojn\u00eb aplikacionin p\u00ebr l\u00ebshimin e kartel\u00ebs Mastercard Prepaid.
\n2. Kartela Mastercard Prepaid i mund\u00ebson Mbajt\u00ebsit i Kartel\u00ebs t\u00eb ket\u00eb qasje n\u00eb kartel\u00ebn e tij t\u00eb fondeve p\u00ebr t\u00eb cil\u00ebn l\u00ebshohet kartela Mastercard Prepaid, duke p\u00ebrdorur numrin personal te identifikimit (PIN Kodi).
\n3. Kartela Mastercard Prepaid \u00ebsht\u00eb pron\u00eb e L\u00ebshuesit dhe do t\u00eb mbetet e till\u00eb gjat\u00eb gjith\u00eb koh\u00ebs.
\n4. Kartela Mastercard Prepaid mund t\u00eb p\u00ebrdoret p\u00ebr transaksione n\u00eb Kosov\u00eb dhe jasht\u00eb saj, n\u00eb pajtim me legjislacionin e Kosov\u00ebs dhe rregullat e MASTERCARD.
\n5. Me rastin e paraqitjes t\u00eb aplikacionit p\u00ebr aplikimin p\u00ebr kartel\u00eb Mastercard Prepaid, ajo, pas procesit t\u00eb verifikimit t\u00eb Mbajt\u00ebsit t\u00eb Kartel\u00ebs d\u00ebrgohet p\u00ebr personalizim.
\n6. Mbajt\u00ebsi i Kartel\u00ebs paguan t\u00eb gjitha tarifat n\u00eb pajtim me list\u00ebn e tarifave t\u00eb L\u00ebshuesit. T\u00eb gjitha tarifat, ndalesat dhe shpenzimet tjera q\u00eb vijn\u00eb si rezultat i p\u00ebrdorimit t\u00eb kartel\u00ebs Mastercard Prepaid zbriten nga fondet e klientit.
\n7. Qasja n\u00eb fondet t\u00eb cilat gjend\u00ebn n\u00eb kartel\u00eb si instrument i ruajtjes s\u00eb paras\u00eb elektronike mund t\u00eb b\u00ebhet p\u00ebrmes t\u00eb gjith\u00eb ATM-ve (makinave automatike p\u00ebr t\u00ebrheqje t\u00eb parave) dhe terminaleve POS (pikave t\u00eb shitjes) p\u00ebr pages\u00eb t\u00eb mallrave dhe sh\u00ebrbimeve tek tregtar\u00ebt q\u00eb mbajn\u00eb logon Mastercard si dhe n\u00eb faqe interneti online q\u00eb pranojn\u00eb blerjet p\u00ebrmes Mastercard.
\n8. Duke p\u00ebrdorur kartel\u00ebn Mastercard Prepaid, mund t\u00eb t\u00ebrhiqen shuma t\u00eb parave t\u00eb gatshme apo t\u00eb paguhen mallra\/sh\u00ebrbime nga fondet q\u00eb klienti ka deponuar n\u00eb kartel\u00eb dhe brenda limitit t\u00eb caktuar n\u00eb pajtim me Afatet dhe Kushtet e P\u00ebrgjithshme dhe Tarifat e L\u00ebshuesit.
\n9. Mbajt\u00ebsi i Kartel\u00ebs \u00ebsht\u00eb p\u00ebrgjegj\u00ebs p\u00ebr t\u00eb siguruar se gjithmon\u00eb ka fonde t\u00eb mjaftueshme n\u00eb kartel\u00eb.
\n10. Kartela mund t\u00eb rimbushet duke deponuar para t\u00eb gatshme n\u00eb sportelet e Agjencive UnionNet.
\n11. L\u00ebshuesi cakton limitet dhe kushtet e transaksioneve q\u00eb mund t\u00eb b\u00ebhen p\u00ebrmes kartel\u00ebs Mastercard Prepaid. Tarifat dhe limitet jan\u00eb pjes\u00eb e kushteve t\u00eb p\u00ebrgjithshme t\u00eb kartel\u00ebs. Ato b\u00ebhen t\u00eb njohura p\u00ebrmes \u201cList\u00ebs s\u00eb Tarifave t\u00eb kartel\u00ebs Mastercard Prepaid\u201d.
\n12. N\u00eb rast se kartela Mastercard Prepaid \u00ebsht\u00eb humbur, vjedhur apo d\u00ebmtuar, Mbajt\u00ebsi i Kartel\u00ebs do t\u00eb ket\u00eb mund\u00ebsi t\u00eb t\u00ebrheq para n\u00eb sportelet e Agjencive UnionNet ose t\u00eb aplikoj\u00eb p\u00ebr nj\u00eb kartel\u00eb t\u00eb re.
\n13. L\u00ebshuesi nuk p\u00ebrllogarit interes n\u00eb fondet e kartel\u00ebs s\u00eb klient\u00ebve q\u00eb kan\u00eb Mastercard Prepaid.
\n14. N\u00ebse L\u00ebshuesi nuk pranon ndonj\u00eb v\u00ebrejtje brenda 30 dit\u00ebve pasi q\u00eb \u00ebsht\u00eb kryer transaksioni, aji i konsideron q\u00eb t\u00eb gjitha transaksionet e evidentuara si korrekte.
\n15. N\u00ebse kartela Mastercard Prepaid p\u00ebrdoret n\u00eb vendet q\u00eb shfryt\u00ebzojn\u00eb tjet\u00ebr monedh\u00eb nga Euro, do t\u00eb aplikohet kursi i k\u00ebmbimit i MASTERCARD.
\n16. Fondet e deponuara n\u00eb kartel\u00eb do t\u00eb jen\u00eb n\u00eb dispozicion t\u00eb Mbajt\u00ebsit t\u00eb Kartel\u00ebs n\u00eb t\u00eb nj\u00ebjt\u00ebn dit\u00eb pune.
\n17. Kartela Mastercard Prepaid mund t\u00eb anulohet duke u bazuar n\u00eb K\u00ebrkes\u00ebn me shkrim q\u00eb Mbajt\u00ebsi i Kartel\u00ebs b\u00ebn p\u00ebr anulimin e kartel\u00ebs.
\n18. N\u00ebse dyshohet p\u00ebr p\u00ebrdorim t\u00eb pa autorizuar t\u00eb kartel\u00ebs, Mbajt\u00ebsi i Kartel\u00ebs mund t\u00eb k\u00ebrkoj\u00eb nga L\u00ebshuesi t\u00eb bllokoj\u00eb kartel\u00ebn.
\n19. Mbajt\u00ebsi i Kartel\u00ebs \u00ebsht\u00eb i obliguar ta informoj\u00eb L\u00ebshuesin pa u vonuar p\u00ebr \u00e7do ndryshim n\u00eb t\u00eb dh\u00ebnat e ofruara n\u00eb Aplikacionin p\u00ebr l\u00ebshimin e kartel\u00ebs Mastercard Prepaid.<\/p>\n

II. KARTELA MASTERCARD PREPAID<\/strong>
\n20. Mbajt\u00ebsi i Kartel\u00ebs duhet t\u00eb marr\u00eb kartel\u00ebn e l\u00ebshuar dhe zarfin e mbyllur i cili p\u00ebrmban PIN kodin, m\u00eb s\u00eb largu brenda 3 (tre) muajve pasi t\u00eb ket\u00eb paraqitur aplikacionin p\u00ebr kartel\u00ebn Mastercard Prepaid. N\u00ebse klienti nuk e merr kartel\u00ebn brenda k\u00ebsaj periudhe, vlefshm\u00ebria e kartel\u00ebs do t\u00eb nd\u00ebrpritet automatikisht.
\n21. Nga Mbajt\u00ebsi i Kartel\u00ebs do t\u00eb k\u00ebrkohet q\u00eb:
\n\u2022 T\u00eb n\u00ebnshkruaj n\u00eb shiritin p\u00ebr n\u00ebnshkrim n\u00eb pjes\u00ebn e prapme t\u00eb kartel\u00ebs Mastercard Prepaid kur ta marr\u00eb at\u00eb n\u00eb Agjencit\u00eb UnionNet;
\n\u2022 T\u00eb p\u00ebrdor\u00eb kartel\u00ebn Mastercard Prepaid personalisht duke mos ia ofruar at\u00eb ndonj\u00eb personi dhe ta ruaj nga d\u00ebmtimet;
\n\u2022 PIN kodin duhet ta mbaj\u00eb sekret, duke marr\u00eb t\u00eb gjitha masat parandaluese q\u00eb t\u00eb mos b\u00ebhet i njohur p\u00ebr personat tjer\u00eb
\n22. Vlefshm\u00ebria e kartel\u00ebs Mastercard Prepaid \u00ebsht\u00eb 5 (pes\u00eb) vite dhe skadon n\u00eb fund t\u00eb muajit t\u00eb vitit p\u00ebrkat\u00ebs t\u00eb dh\u00ebn\u00eb n\u00eb kartel\u00eb.
\n23. Kartela Mastercard Prepaid mund t\u00eb vazhdohet pas skadimit, n\u00ebse Mbajt\u00ebsi pajtohet dhe konfirmon q\u00eb pranon nj\u00eb kartel\u00eb t\u00eb re.
\n24. Mbajt\u00ebsi do t\u00eb njoftohet nga L\u00ebshuesi p\u00ebrmes ndonj\u00ebr\u00ebs nga format e komunikimit s\u00eb paku 1 (nj\u00eb) muaj para skadimit t\u00eb kartel\u00ebs q\u00eb t\u00eb ket\u00eb mund\u00ebsin\u00eb e vazhdimit ose jo t\u00eb saj.
\n25. Nj\u00eb transaksion me kartel\u00ebn Mastercard Prepaid mund t\u00eb b\u00ebhet n\u00ebse ka bilanc t\u00eb mjaftuesh\u00ebm n\u00eb kartel\u00ebn e Mbajt\u00ebsit t\u00eb Kartel\u00ebs, n\u00ebse \u00ebsht\u00eb n\u00ebnshkruar apo n\u00ebse PIN kodi \u00ebsht\u00eb shtypur n\u00eb m\u00ebnyr\u00eb korrekte .
\n26. N\u00ebse Mbajt\u00ebsi i Kartel\u00ebs harron PIN kodin, ai\/ajo mund t\u00eb k\u00ebrkoj\u00eb PIN kodin e ri duke paguar tarif\u00ebn sipas Afateve, Kushteve dhe Tarifave t\u00eb L\u00ebshuesit. Kjo tarif\u00eb, q\u00eb vjen si rezultat i k\u00ebrkimit t\u00eb PIN kodit t\u00eb ri t\u00eb kartel\u00ebs Mastercard Prepaid zbritet nga fondet e kartel\u00ebs.<\/p>\n

27. P\u00ebrmes kartel\u00ebs Mastercard Prepaid mund t\u00eb kryhen k\u00ebto transaksione:<\/strong>
\n27.1 T\u00ebrheqja e parave t\u00eb gatshme:
\n\u2022 p\u00ebrmes terminaleve ATM, gjithmon\u00eb n\u00eb valut\u00ebn komb\u00ebtare t\u00eb vendit ku b\u00ebhet transaksioni dhe n\u00eb ndonj\u00eb valut\u00eb tjet\u00ebr t\u00eb ofruar nga Institucioni p\u00ebrkat\u00ebs. N\u00eb rastin e kryerjes s\u00eb nj\u00eb transaksioni n\u00eb valut\u00eb t\u00eb huaj duke p\u00ebrdorur kartel\u00ebn Mastercard Prepaid, vlera e transaksionit do t\u00eb konvertohet n\u00eb Euro me kursin e k\u00ebmbimit t\u00eb sistemeve t\u00eb pagesave MASTERCARD, dit\u00ebn kur transaksioni p\u00ebrcillet nga k\u00ebto sisteme tek L\u00ebshuesi dhe gjithashtu do t\u00eb aplikohen tarifat sipas List\u00ebs s\u00eb Tarifave. Mbajt\u00ebsi i Kartel\u00ebs autorizon t\u00ebrheqjen duke shtypur PIN kodin. Mbajt\u00ebsi i Kartel\u00ebs duhet t\u00eb ruaj fatur\u00ebn e ofruar nga ATM p\u00ebr t\u00eb verifikuar transaksionin n\u00eb rast t\u00eb ndonj\u00eb mosmarr\u00ebveshje. Shuma maksimumit t\u00eb limitit n\u00eb dispozicion p\u00ebr t\u00ebrheqje varet nga ATM dhe limiti i kartel\u00ebs.
\n\u2022 t\u00ebrheqja e parave t\u00eb gatshme p\u00ebrmes POS terminaleve t\u00eb instaluar n\u00eb zyrat e bankave ose zyrave t\u00eb k\u00ebmbimit, q\u00eb kan\u00eb shenj\u00ebn pranuese MASTERACRD. Shuma maksimale p\u00ebr t\u00ebrheqjen \u00ebsht\u00eb kufizuar p\u00ebr limitin e kartel\u00ebs. Mbajt\u00ebsi i Kartel\u00ebs prezanton nj\u00eb kartel\u00eb identifikuese ose pasaport\u00eb dhe autorizon t\u00ebrheqjen duke shtypur PIN kodin personal. Fatura e POS terminaleve duhet t\u00eb mbahet nga Mbajt\u00ebsi i Kartel\u00ebs p\u00ebr referim t\u00eb m\u00ebtutjesh\u00ebm dhe verifikim.
\n27.2 Pagesa e mallrave (sh\u00ebrbimeve) p\u00ebrmes terminaleve t\u00eb pikave t\u00eb shitjes, t\u00eb instaluar tek tregtar\u00ebt dhe faqeve online t\u00eb Internetit q\u00eb mbajn\u00eb logon Mastercard. Shuma maksimale e transaksionit varet nga limiti i kartel\u00ebs. Pagesat mund t\u00eb kryhen edhe me rreze – pa kontakt n\u00eb pikat e shitjes POS ku pranohet ky lloj transaksioni. Ky transaksion realizohet pa dh\u00ebnien e PIN kodit deri n\u00eb nj\u00eb shum\u00eb t\u00eb caktuar n\u00eb nivel regjioni nga Mastercard. Faturat e pranuara nga terminalet e pikave t\u00eb shitjes duhet t\u00eb ruhen nga Mbajt\u00ebsi i Kartel\u00ebs p\u00ebr referim t\u00eb m\u00ebtutjeshme ose verifikim.
\n27.3 Pagesa e mallrave (sh\u00ebrbimeve) p\u00ebrmes faqeve online t\u00eb Internetit q\u00eb mbajn\u00eb logon Mastercard. Shuma maksimale e transaksionit varet nga limiti i kartel\u00ebs. Transaksioni realizohet pas konfirmimit me kodin tre shifror t\u00eb paraqitur n\u00eb pjes\u00ebn e pasme t\u00eb kartel\u00ebs. N\u00eb tregtar\u00ebt\/faqet online q\u00eb ofrojn\u00eb opsionin 3DSecure p\u00ebr verifikim shtes\u00eb t\u00eb Mbajt\u00ebsit t\u00eb kartel\u00ebs, do t\u00eb d\u00ebrgohet edhe nj\u00eb kod shtes\u00eb p\u00ebrmes SMS n\u00eb telefonin e Mbajt\u00ebsit t\u00eb kartel\u00ebs. Me dh\u00ebnien e k\u00ebtij kodi shtes\u00eb pagesa online realizohet n\u00eb form\u00eb t\u00eb sigurte; Faturat e pranuara nga pikat e shitjes p\u00ebrmes faqeve online t\u00eb Internetit duhet t\u00eb ruhen nga Mbajt\u00ebsi i Kartel\u00ebs p\u00ebr referim t\u00eb m\u00ebtutjeshme ose verifikim.<\/p>\n<\/div>\n

\n

28. Mbajt\u00ebsi i Kartel\u00ebs me k\u00ebt\u00eb rast jep pajtimin e parevokuesh\u00ebm dhe autorizon L\u00ebshuesin q\u00eb t\u00eb ngarkoj\u00eb llogarin\u00eb e tij pa e njoftuar paraprakisht me t\u00eb gjitha tarifat dhe provizionet relevante sipas Afateve dhe Kushteve t\u00eb P\u00ebrgjithshme dhe Tarifave t\u00eb L\u00ebshuesit t\u00eb cilat lidhen me k\u00ebrkesat e Mbajt\u00ebsit t\u00eb Kartel\u00ebs.
\n29. Fondet e deponuara n\u00eb kartel\u00eb jan\u00eb pron\u00eb e Mbajt\u00ebsit t\u00eb kartel\u00ebs dhe n\u00eb \u00e7do koh\u00eb mund t\u00eb k\u00ebrkoj\u00eb kthimin e tyre. L\u00ebshuesi, ka p\u00ebr obligim q\u00eb n\u00eb \u00e7do moment me k\u00ebrkes\u00ebn e Mbajt\u00ebsit t\u00eb kartel\u00ebs t\u00eb b\u00ebj\u00eb kthimin e fondeve sipas gjendjes s\u00eb bilancit t\u00eb kartel\u00ebs s\u00eb tij. Mbajt\u00ebsi mund t\u00eb k\u00ebrkoj\u00eb kthimin e plot\u00eb ose t\u00eb pjes\u00ebrish\u00ebm t\u00eb fondeve para p\u00ebrfundimit t\u00eb kontrat\u00ebs s\u00eb kartel\u00ebs me parapagim.
\n30. Kthimi i fondeve t\u00eb mbetura \u00ebsht\u00eb objekt i aplikimit t\u00eb tarifave t\u00eb p\u00ebrcaktuara sipas list\u00ebs s\u00eb tarifave t\u00eb kartel\u00ebs n\u00eb raste t\u00eb caktuara si m\u00eb posht\u00eb:<\/p>\n

\u2022 kur mbajt\u00ebsi k\u00ebrkon kthimin e fondeve para p\u00ebrfundimit t\u00eb marr\u00ebveshjes s\u00eb kartel\u00ebs;<\/p>\n

\u2022 kur mbajt\u00ebsi k\u00ebrkon kthimin e fondeve dhe mbylljen e marr\u00ebveshjes s\u00eb kartel\u00ebs para afatit t\u00eb p\u00ebrcaktuar p\u00ebr mbyllje t\u00eb marr\u00ebveshjes.<\/p>\n

III. KARTELAT SHTES\u00cb MASTERCARD PREPAID<\/strong><\/p>\n

31. Me k\u00ebrkes\u00eb t\u00eb Mbajt\u00ebsit t\u00eb kartel\u00ebs, L\u00ebshuesi mund t\u2019i jep kartel\u00eb shtes\u00eb Mastercard Prepaid personit t\u00eb autorizuar sipas politikave dhe procedurave t\u00eb L\u00ebshuesit. L\u00ebshimi dhe p\u00ebrdorimi i kartel\u00ebs shtes\u00eb Mastercard Prepaid \u00ebsht\u00eb p\u00ebrgjegj\u00ebsi e plot\u00eb e Mbajt\u00ebsit t\u00eb kartel\u00ebs kryesore.
\n32. N\u00eb rast se l\u00ebshohet kartel\u00eb shtes\u00eb p\u00ebr t\u00eb nj\u00ebjtin Mbajt\u00ebs t\u00eb kartel\u00ebs, at\u00ebher\u00eb kjo marr\u00ebveshje, afatet dhe kushtet e p\u00ebrgjithshme si pjes\u00eb integrale t\u00eb k\u00ebsaj marr\u00ebveshje n\u00ebnshkruhen edhe nga personi i tret\u00eb si mbajt\u00ebs i kartel\u00ebs shtes\u00eb.
\n33. Kartela Mastercard Prepaid mund t\u00eb l\u00ebshohet n\u00eb baz\u00eb t\u00eb aplikacionit t\u00eb kompletuar nga ana e Mbajt\u00ebsit t\u00eb llogaris\u00eb.
\n34. T\u00eb gjitha tarifat, ndalesat dhe shpenzimet tjera q\u00eb vijn\u00eb si rezultat i p\u00ebrdorimit t\u00eb kartel\u00ebs Mastercard Prepaid zbriten nga kartela kryesore.
\n35. T\u00eb gjitha dispozitat tjera t\u00eb Afateve dhe Kushteve t\u00eb P\u00ebrgjithshme aplikohen edhe p\u00ebr kartel\u00ebn shtes\u00eb Mastercard Prepaid.<\/p>\n

IV. BLLOKIMI, AKTIVIZIMI, DEAKTIVIZIMI<\/strong>
\n36. N\u00ebse kartela Mastercard Prepaid \u00ebsht\u00eb humbur, vjedhur, konfiskuar, d\u00ebmtuar ose keqp\u00ebrdorur n\u00eb ndonj\u00eb m\u00ebnyr\u00eb, Mbajt\u00ebsi i Kartel\u00ebs duhet ta informoj L\u00ebshuesin n\u00eb numrin 038 222 444, n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb b\u00ebhet bllokimi i kartel\u00ebs.
\nMbajt\u00ebsi i Kartel\u00ebs ose ndonj\u00eb person tjet\u00ebr i autorizuar nga ai, duhet gjithashtu t\u00eb parashtroj nj\u00eb k\u00ebrkes\u00eb me shkrim p\u00ebr bllokimin e kartel\u00ebs Mastercard Prepaid brenda 48 or\u00ebve pasi t\u00eb ket\u00eb njoftuar L\u00ebshuesin n\u00eb telefonin: 038 222 444.
\nN\u00ebse nuk veprohet n\u00eb k\u00ebt\u00eb m\u00ebnyr\u00eb, at\u00ebher\u00eb L\u00ebshuesi nuk \u00ebsht\u00eb p\u00ebrgjegj\u00ebs p\u00ebr transaksionet q\u00eb do t\u00eb b\u00ebhen p\u00ebrmes kartel\u00ebs.
\n37. Kartela Mastercard Prepaid mund t\u00eb bllokohet n\u00eb nj\u00ebr\u00ebn nga k\u00ebto m\u00ebnyra:
\n37. 1 N\u00eb m\u00ebnyr\u00eb automatike nga ATM n\u00eb rast se keni shtypur tri her\u00eb PIN kodin e gabuar;
\n37. 2 Pas pranimit t\u00eb:
\n\u2022 njoftimit nga ana e Mbajt\u00ebsit t\u00eb Kartel\u00ebs, t\u00eb komunikuar me shkrim apo email se kartela Mastercard Prepaid \u00ebsht\u00eb humbur, vjedhur, konfiskuar apo keqp\u00ebrdorur.
\n\u2022 k\u00ebrkes\u00ebs me shkrim p\u00ebr t\u00eb bllokuar kartel\u00ebn Mastercard Prepaid t\u00eb parashtruar nga Mbajt\u00ebsi i kartel\u00ebs apo ndonj\u00eb personi tjet\u00ebr, i autorizuar nga ai.
\n37.3 Nga ana e L\u00ebshuesit n\u00ebse:
\n\u2022 Mbajt\u00ebsi i Kartel\u00ebs nuk vepron n\u00eb pajtim me Afatet dhe Kushtet e P\u00ebrgjithshme;
\n\u2022 L\u00ebshuesi pranon nj\u00eb urdh\u00ebr kufizimi p\u00ebr kartel\u00ebn e Mbajt\u00ebsit t\u00eb Kartel\u00ebs.
\n\u2022 Ekziston dyshimi se t\u00eb dh\u00ebnat e kartel\u00ebs mund t\u00eb jen\u00eb keqp\u00ebrdorur ose kopjuar.
\n38. L\u00ebshuesi ka t\u00eb drejt\u00eb t\u00eb bllokoj\u00eb dhe\/ose t\u00eb k\u00ebrkoj\u00eb q\u00eb kartela Mastercard Prepaid t’i kthehet L\u00ebshuesit n\u00eb \u00e7do koh\u00eb. P\u00ebr \u00e7do p\u00ebrdorim t\u00eb kartel\u00ebs para se ajo t’i kthehet L\u00ebshuesit, vlejn\u00eb kushtet e nj\u00ebjta.
\n39. Kartela e bllokuar Mastercard Prepaid mund t\u00eb aktivizohet duke u bazuar n\u00eb aplikacionin me shkrim t\u00eb parashtruar nga Mbajt\u00ebsi i Kartel\u00ebs p\u00ebr aktivizimin e kartel\u00ebs n\u00eb rast se: kartela raportohet se \u00ebsht\u00eb humbur, apo kur n\u00eb ATM shtypen tre PIN kode gabim n\u00eb vazhdim\u00ebsi dhe kartela bllokohet p\u00ebrkoh\u00ebsisht si mas\u00eb nd\u00ebshkuese p\u00ebr mosrespektimin e Afateve dhe Kushteve t\u00eb p\u00ebrgjithshme nga ana e Mbajt\u00ebsit t\u00eb Kartel\u00ebs.
\n40. Kartela Mastercard Prepaid mund t\u00eb \u00e7aktivizohet p\u00ebr k\u00ebto arsye:
\n\u2022 nd\u00ebrprerja e vlefshm\u00ebris\u00eb s\u00eb kartel\u00ebs Mastercard Prepaid;
\n\u2022 Mbajt\u00ebsi i Kartel\u00ebs nuk e ka marr\u00eb kartel\u00ebn brenda tre muajve pasi ajo \u00ebsht\u00eb l\u00ebshuar;
\n\u2022 l\u00ebshimi i nj\u00eb kartele t\u00eb re Mastercard Prepaid e cila z\u00ebvend\u00ebson kartel\u00ebn aktuale Mastercard Prepaid;
\n\u2022 kthimi i kartel\u00ebs s\u00eb re Mastercard Prepaid me t\u00eb dh\u00ebna t\u00eb shtypura gabimisht ose gabime\/d\u00ebmtime tjera.
\n41. Kartela Mastercard Prepaid e \u00e7aktivizuar nuk mund t\u00eb riaktivizohet ajo duhet t\u00eb asgj\u00ebsohet.
\n
\nV. P\u00cbRGJEGJ\u00cbSIT\u00cb<\/strong>
\n42. Pasi t\u00eb pranoj\u00eb kartel\u00ebn Mastercard Prepaid dhe zarfin q\u00eb p\u00ebrmban PIN kodin, Mbajt\u00ebsi i Kartel\u00ebs \u00ebsht\u00eb p\u00ebrgjegj\u00ebs p\u00ebr t\u00eb gjitha veprimet q\u00eb vijn\u00eb si rezultat i p\u00ebrdorimit t\u00eb kartel\u00ebs Mastercard Prepaid.
\n43. L\u00ebshuesi nuk \u00ebsht\u00eb p\u00ebrgjegj\u00ebs p\u00ebr transaksionet e kryera p\u00ebrmes kartel\u00ebs Mastercard Prepaid e cila \u00ebsht\u00eb humbur, konfiskuar apo keqp\u00ebrdorur para se t\u00eb njoftohet nga ana e Mbajt\u00ebsit t\u00eb Kartel\u00ebs ose ndonj\u00eb personi tjet\u00ebr t\u00eb autorizuar si dhe 12 or\u00eb pasi t\u00eb ket\u00eb pranuar njoftimin.
\n44. L\u00ebshuesi nuk \u00ebsht\u00eb p\u00ebrgjegj\u00ebs n\u00ebse njoftimi me shkrim apo p\u00ebrmes telefonit, i b\u00ebr\u00eb nga personi i tret\u00eb q\u00eb raporton p\u00ebr vjedhje, konfiskim apo keqp\u00ebrdorim t\u00eb kartel\u00ebs Mastercard Prepaid, \u00ebsht\u00eb i pav\u00ebrtet\u00eb ose mashtrues, dhe n\u00ebse L\u00ebshuesi merr masat e nevojshme p\u00ebr t\u00eb bllokuar kartel\u00ebn Mastercard Prepaid n\u00eb baz\u00eb t\u00eb nj\u00eb njoftimi t\u00eb till\u00eb.
\n45. L\u00ebshuesi nuk \u00ebsht\u00eb p\u00ebrgjegj\u00ebs n\u00ebse tregtari apo ndonj\u00eb organizat\u00eb e tregtar\u00ebve refuzon t\u00eb pranoj\u00eb kartel\u00ebn Mastercard Prepaid p\u00ebr t\u00eb paguar mallra apo sh\u00ebrbime.
\n46. L\u00ebshuesi nuk \u00ebsht\u00eb p\u00ebrgjegj\u00ebs p\u00ebr transaksionet e kryera p\u00ebrmes kartel\u00ebs Mastercard Prepaid. Kjo p\u00ebrfshin t\u00eb gjitha ankesat dhe k\u00ebrkesat e mundshme p\u00ebr mallrat dhe sh\u00ebrbimet e paguara, si dhe mosmarr\u00ebveshjet e ngjashme q\u00eb duhet t\u00eb zgjidhen drejtp\u00ebrdrejt me pal\u00ebn e kund\u00ebrt.
\n47. L\u00ebshuesi nuk \u00ebsht\u00eb p\u00ebrgjegj\u00ebs n\u00eb rast se Mbajt\u00ebsi i Kartel\u00ebs nuk ka mund\u00ebsi t\u00eb kryej transaksion p\u00ebrmes kartel\u00ebs Mastercard Prepaid, p\u00ebr shkak se Mastercard nuk pranon t\u00eb autorizoj\u00eb transaksionin.<\/p>\n

VI. ND\u00cbRPRERJA E VLEFSHM\u00cbRIS\u00cb S\u00cb KARTEL\u00cbS MASTERCARD PREPAID<\/strong>
\n48. Vlefshm\u00ebria e kartel\u00ebs Mastercard Prepaid nd\u00ebrprehet n\u00eb k\u00ebto raste:
\n\u2022 N\u00ebse skadon afati i kartel\u00ebs Mastercard Prepaid dhe n\u00ebse Mbajt\u00ebsi i Kartel\u00ebs dor\u00ebzon k\u00ebrkes\u00ebn me shkrim p\u00ebr mos vazhdimin e saj nj\u00eb muaj para se t’i skadoj\u00eb afati kartel\u00ebs Mastercard Prepaid;
\n\u2022 N\u00eb m\u00ebnyr\u00eb t\u00eb nj\u00ebanshme nga ana e L\u00ebshuesit n\u00ebse b\u00ebhet shkelja e Afateve dhe Kushteve t\u00eb P\u00ebrgjithshme me \u00e7\u2019rast nd\u00ebrprerja e vlefshm\u00ebris\u00eb hyn n\u00eb fuqi menj\u00ebher\u00eb;
\n\u2022 N\u00eb m\u00ebnyr\u00eb t\u00eb nj\u00ebanshme nga Mbajt\u00ebsi i Kartel\u00ebs me paralajm\u00ebrim nj\u00ebditor dhe kthim t\u00eb Kartel\u00ebs Mastercard Prepaid;
\n\u2022 N\u00eb m\u00ebnyr\u00eb automatike nga L\u00ebshuesi n\u00ebse Mbajt\u00ebsi i Kartel\u00ebs nuk e ka marr\u00eb kartel\u00ebn Mastercard Prepaid brenda tre muajve pasi \u00ebsht\u00eb paraqitur aplikacioni.<\/p>\n

VII.KUSHTET TJERA<\/strong>
\n49. Akti i shtypjes s\u00eb PIN kodit n\u00eb ATM apo Pika t\u00eb Shitjes (POS) ka efektin dhe fuqin\u00eb juridike t\u00eb n\u00ebnshkrimit.
\n50. P\u00ebr ndonj\u00eb rast i cili nuk \u00ebsht\u00eb p\u00ebrfshir\u00eb n\u00eb m\u00ebnyr\u00eb t\u00eb specifike n\u00eb Afatet dhe Kushtet e P\u00ebrgjithshme, duhet t\u00eb aplikohen Kushtet e P\u00ebrgjithshme t\u00eb Biznesit t\u00eb L\u00ebshuesit (Politikat dhe Procedurat).
\n51. L\u00ebshuesi ka t\u00eb drejt\u00eb t’i ndryshoj\u00eb n\u00eb m\u00ebnyr\u00eb t\u00eb nj\u00ebanshme k\u00ebto Afate dhe Kushte t\u00eb P\u00ebrgjithshme, Kushtet e P\u00ebrgjithshme t\u00eb Biznesit dhe p\u00ebr k\u00ebt\u00eb ta njoftoj Mbajt\u00ebsin e Kartel\u00ebs p\u00ebrmes kanaleve t\u00eb njoftimit. Versioni i ri i Afateve dhe Kushteve t\u00eb P\u00ebrgjithshme do t\u00eb jet\u00eb i vlefsh\u00ebm dhe obligues p\u00ebr Mbajt\u00ebsin e kartel\u00ebs.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-3831","page","type-page","status-publish","hentry"],"yoast_head":"\nAFATET DHE KUSHTET - Upay Card Kosova<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/upaycard.xyz\/afatet-dhe-kushtet\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"AFATET DHE KUSHTET - Upay Card Kosova\" \/>\n<meta property=\"og:url\" content=\"https:\/\/upaycard.xyz\/afatet-dhe-kushtet\/\" \/>\n<meta property=\"og:site_name\" content=\"Upay Card Kosova\" \/>\n<meta property=\"article:modified_time\" content=\"2021-12-17T10:44:57+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"16 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/upaycard.xyz\/afatet-dhe-kushtet\/\",\"url\":\"https:\/\/upaycard.xyz\/afatet-dhe-kushtet\/\",\"name\":\"AFATET DHE KUSHTET - 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